City of Pensacola and Escambia County HOME Homebuyers Program

Special Alert

Maximum Purchase Price


Contact Info:

http://cityofpensacola.com/ 420 W. Chase Street, Pensacola, FL 32502 850-858350


Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?


Accepted First Mortgage Type:

Freddie Mac, Freddie Mac HFA Advantage, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HFA Preferred, Fannie Mae HomeReady, FHA 203(b), VA, USDA / RD

Homeowners Education Class:


Is Forgivable?

Forgiven provided no default


1 County: Escambia Applicant(s) must purchase within Escambia County (CRA) designated areas. Check address here: http://maps2.roktech.net/escambia_searchbar/results.html

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from HUD 2022 80% AMI guidelines Can only assist buyer(s) at or below 80% AMI

Maximum Assistance

$12,500 Max award up to $12,500.00

Education Requirements Info:

All homebuyer programs require completion of a pre-purchase homebuyer education class by a HUD certified counseling agency prior to closing on your home. Please plan ahead in scheduling your class with the counseling agency as classes fill up quickly. Contact one of the following agencies listed on program page for more information and class schedules: https://www.cityofpensacola.com/183/Home-Buyers-Programs

Eligible Property Types:

Single Family Detached Condo Co-Op Townhome/PUD

Income By Household Size:


Qualifying Ratios:

Determined by first mortgage product or lender.
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