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City of West Palm Beach Home Purchase Assistance Program

Special Alert

Maximum Purchase Price

Inquire for Details

Contact Info:

https://www.wpb.org/government/available-programs-and-incentives 401 Clematis Street, West Palm Beach, FL 33401 561-822-2222

Limitations

Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?

Yes

Accepted First Mortgage Type:

Freddie Mac, Freddie Mac HFA Advantage, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HFA Preferred, Fannie Mae HomeReady, FHA 203(b), VA, USDA / RD

Homeowners Education Class:

Required

Is Forgivable?

Forgiven after 15 years of owner occupancy as primary residence

Location:

West Palm Beach Property to be located within the Corporate Limits of the City of West Palm Beach.

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from HUD 2022 80% AMI guidelines

Maximum Assistance

$50,000 Up to $50,000 for down payment and closing cost assistance

Education Requirements Info:

https://www.wpb.org/government/available-programs-and-incentives

Eligible Property Types:

Single Family Detached Condo Co-Op Townhome/PUD

Income By Household Size:

None

Qualifying Ratios:

Determined by first mortgage product or lender.
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