$140,000 Up to $100,000 in down payment assistance to affordable housing buyers (whose income is between 50 and 120 percent of the Broward County median income guidelines) to be used for gap funding and closing costs. In addition, to assist buyers who are purchasing condominiums where the lender is requiring mandatory equity contributions, the HBCRA would provide an initial forgivable loan of up to $25,000 to cover this cost. Therefore, this portion of the loan will not be considered part of a second mortgage but an outright grant. The program also provides an incentive of up to $10,000 in down payment assistance for workforce housing buyers whose income is above 120% but not more than 140% median. Additional $5,000 incentive is available for first responders, teachers and nurses.