Little River Band of Ottawa Indians – Homeownership Initiative 100 DPA Program

Special Alert

Program limited to qualified members of the Little River Band of Ottawa Indians. Program is available Nationwide.

Maximum Purchase Price

Inquire for Details

Contact Info:

https://lrboi-nsn.gov/ Aki Maadiziwin Community Center 2953 Shaw Be Quo-Ung, Manistee, MI 49660 231-723-8288


Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?


Accepted First Mortgage Type:

Freddie Mac, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HomeReady, HUD Section 184 (tribal)

Homeowners Education Class:


Is Forgivable?

Tribal members who, within 10 years of receipt of funds under the program, fail to maintain the home as a permanent primary residence or subsequently acquire an additional interest in another home shall be required to return the funds provided under this program to the Tribe.


51 States Program is available nationwide.

Income Limitations:

Yes (including household income) Income limits from Agency-defined 2022 guidelines

Maximum Assistance

3.33% of Total Loan Amount up to $5,000 The maximum amount for down payment and closing cost assistance is 3.33% of the total mortgage of the home, or $5,000, whichever is less.

Education Requirements Info:

Homebuyer Education is not required but recommended for all applicants. https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm

Eligible Property Types:

Single Family Detached

Income By Household Size:

HH1-8 $100,000 *Income limits as of 05/04/2023

Qualifying Ratios:

Determined by first mortgage product or lender.
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