Conventional Mortgage

Skip the Big Names, Opt for Big Savings!

Experience Superior Rates with Lightning Loans Conventional Mortgage.

620

Minimum Credit Score

45%

Maximum Debt To Income

97%

Maximum Loan To Value

$720k

Maximum Loan Amount

Enjoy some of the lowest interest rates in the market.

As low as 3% down payment, making homeownership accessible to more people.

Conventional loans often have the lowest closing costs compared to other loan types.

Generally, you'll need a good credit score to qualify for a conventional loan.

The approval process can be more demanding compared to other loan types.

Check Credit Score

We'll review your credit score to ensure you qualify for a Conventional Mortgage.

Understand Loan Details

We'll explain all the details, including interest rates, down payment, and first-time home buyer programs.

Prepare Necessary Documentation

We'll guide you through gathering the necessary documents for a smooth application process.

Explore Your Options

Let's consider all your loan options to ensure a Conventional Mortgage is the best fit for you.