Conventional Mortgage

Skip the Big Names, Opt for Big Savings!

Experience Superior Rates with Lightning Loans Conventional Mortgage.
620

Minimum Credit Score

45%

Maximum Debt To Income

97%

Maximum Loan To Value

$720k

Maximum Loan Amount

Pros of Conventional Mortgages

1

Low Interest Rates

Enjoy some of the lowest interest rates in the market.
2

Flexible Down Payment

As low as 3% down payment, making homeownership accessible to more people.
3

Lowest Closing Cost Option

Conventional loans often have the lowest closing costs compared to other loan types.

Cons of Conventional Mortgages

1

Higher Credit Score Requirements

Generally, you'll need a good credit score to qualify for a conventional loan.
2

Stringent Approval Process

The approval process can be more demanding compared to other loan types.

Key Issues That Will Get Early Attention

1
Check Credit Score
We'll review your credit score to ensure you qualify for a Conventional Mortgage.
2
Understand Loan Details
We'll explain all the details, including interest rates, down payment, and first-time home buyer programs.
3
Prepare Necessary Documentation
We'll guide you through gathering the necessary documents for a smooth application process.
4
Explore Your Options
Let's consider all your loan options to ensure a Conventional Mortgage is the best fit for you.

Login to your account below

Fill the forms bellow to register

Retrieve your password

Please enter your username or email address to reset your password.

';