Conventional Mortgage
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Experience Superior Rates with Lightning Loans Conventional Mortgage.
Pros of Conventional Mortgages
1
Low Interest Rates
Enjoy some of the lowest interest rates in the market.
2
Flexible Down Payment
As low as 3% down payment, making homeownership accessible to more people.
3
Lowest Closing Cost Option
Conventional loans often have the lowest closing costs compared to other loan types.
Cons of Conventional Mortgages
1
Higher Credit Score Requirements
Generally, you'll need a good credit score to qualify for a conventional loan.
2
Stringent Approval Process
The approval process can be more demanding compared to other loan types.
Key Issues That Will Get Early Attention
1
Check Credit Score
We'll review your credit score to ensure you qualify for a Conventional Mortgage.
2
Understand Loan Details
We'll explain all the details, including interest rates, down payment, and first-time home buyer programs.
3
Prepare Necessary Documentation
We'll guide you through gathering the necessary documents for a smooth application process.
4
Explore Your Options
Let's consider all your loan options to ensure a Conventional Mortgage is the best fit for you.
