Retail Property Financing

Advance Your Investment with Retail Property Financing

Harness our financial strength to acquire, refinance, or renovate your retail space
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Minimum Credit Score

Varies

Maximum Debt To Income

75.00%

Maximum Loan To Value

$50M

Maximum Loan Amount

Innovative Mortgage recognizes the unique opportunities and challenges associated with financing retail properties. From sprawling 500,000-square-foot malls to smaller, boutique single-tenant retail spaces, we appreciate the individuality of each loan and the importance of brick-and-mortar storefronts in an e-commerce age.

Retail Property Loans with Innovative Mortgage:

  • Tailored Financing: We understand that the retail industry is evolving, and we offer bespoke loan options for the acquisition, repositioning, rehabilitation, and development of various retail centers, including shopping malls across the U.S.
  • Permanent Financing: Innovative Mortgage provides a comprehensive range of permanent financing solutions for purchasing or recapitalizing existing retail properties. We work closely with our clients to minimize costs and improve leverage and returns for each investor.
  • Diverse Lender Network: By matching every loan opportunity with the appropriate lenderā€”from life companies to conduit lenders and investment banksā€”we ensure the best fit for your financial needs. Our loan options begin at $1 million with leverage up to 75% and offer amortizations of up to 30 years for CMBS loans.
  • Rehabilitation and Repositioning Loans: For retail properties in need of repositioning or rehabilitation, whether it’s a value-add acquisition or a refinance aimed at renovating and boosting rents before permanent financing, Innovative Mortgage is equipped to support you. We leverage our extensive network of institutional, bank, and debt-fund lenders to provide the most effective retail property repositioning solutions.

Why Choose Innovative Mortgage for Your Retail Property Loan:

  • Expertise in Retail Financing: Our team has extensive experience in navigating the retail real estate market, ensuring that we understand your investment’s nuances.
  • Customized Solutions: We recognize the importance of customization in retail property financing and are committed to finding a loan structure that aligns with your business goals.
  • Competitive Terms: By analyzing your specific situation, we aim to secure competitive terms that optimize your investmentā€™s potential.
  • Support and Guidance: With Innovative Mortgage, you’ll receive hands-on assistance throughout the loan process. From the initial application to closing, we are here to help you every step of the way.

Begin Your Retail Property Loan Journey:

Ready to finance your retail property? Innovative Mortgage is here to assess your needs and provide expert guidance to facilitate a smooth transaction.

Reach out to Innovative Mortgage today to explore your retail property loan options. Our dedicated team is eager to help you achieve your retail investment ambitions, providing tailored financing solutions to support your success in the dynamic retail market.

Advantages of Retail Property Financing

1

Wide Range of Uses

Use funds for acquisition, refinancing, renovation, or leasehold improvements.
2

Competitive Rates

Get some of the best rates in the commercial real estate industry.
3

Variety of Loan Programs

We offer everything from conventional to SBA loans to suit your needs.

Considerations for Retail Property Financing

1

Market Sensitivity

Retail spaces can be sensitive to economic fluctuations, which lenders may consider.
2

Location Specific

Retail success is often tied to location, which can be a significant factor in loan approval.

Key Issues That Will Get Early Attention

1
Understanding Market Dynamics
Our team will help you navigate the dynamics of the retail space market.
2
Managing Property Requirements
We can assist you in strategizing to manage the requirements of retail property ownership.
3
Evaluating Your Loan Options
We will guide you in selecting the best loan program for your specific needs.
4
Securing Your Financing
Our aim is to streamline the underwriting process and secure the best financing for you.