SBA 7(a) Loan

Expedite Your Business Dreams with SBA 7(a) Loans

Less Waiting, More Doing – Speedy SBA Loans for Savvy Business Owners

Minimum Credit Score


Maximum Debt To Income


Maximum Loan To Value


Maximum Loan Amount

Innovative Mortgage is committed to supporting small businesses and entrepreneurs in achieving their goals by offering assistance with SBA 7(a) Loans. These loans are part of a federally-funded program administered by the Small Business Administration (SBA), which provides working capital and other financial support to small businesses that might not qualify for traditional bank loans.

Key Features of SBA 7(a) Loans through Innovative Mortgage:

  • Loan Purpose: Ideal for business expansion, acquisition, operational expenses, equipment purchase, and debt refinancing.
  • Loan Amounts: SBA 7(a) Loans can range up to $5 million, offering substantial financial support for qualified businesses.
  • Flexible Terms: These loans come with favorable repayment terms, often ranging from 7 to 25 years based on the use of proceeds.
  • Competitive Interest Rates: Offers interest rates that are typically lower than those of conventional loans, making it an economical option for small businesses.

Why Choose Innovative Mortgage for Your SBA 7(a) Loan:

  • Expert Guidance: Our knowledgeable team will guide you through the application process, ensuring you understand all the requirements and are positioned for a successful loan application.
  • Access to Multiple Lenders: As a brokerage, we have access to various lenders and can help you navigate the different terms and fees to find the most suitable lender for your needs.
  • Personalized Service: We understand that every business is unique, and we provide personalized service to address the specific needs and objectives of your enterprise.

Preparing for Your SBA 7(a) Loan Application:

To pursue an SBA 7(a) Loan, you’ll need to prepare the following:

  • Comprehensive Business Plan: Illustrating your business strategy, market analysis, financial projections, and the purpose of the loan.
  • Financial Statements: In-depth financial documentation, including profit and loss statements, balance sheets, cash flow projections, and tax returns.
  • Collateral: Although not always required, collateral may help strengthen your loan application.

Get Started with Your SBA 7(a) Loan Today:

Taking advantage of the SBA 7(a) Loan through Innovative Mortgage can be a strategic move for your business, providing the capital needed for growth and stability.

Reach out to Innovative Mortgage to discuss your SBA 7(a) Loan needs. Let our expertise streamline your loan process, helping you secure the funding you need to thrive in today’s competitive business landscape.

Pros of SBA 7(a) Loans


Rapid Underwriting

Our direct connection to the underwriting systems trims down the waiting time by up to 70%.

Pre-underwriting Assurance

With our technology, we can pre-underwrite your loan and provide you feedback within 2-3 days.

Flexible Use of Funds

SBA 7(a) loans can be used for a variety of business purposes, providing you with flexibility.

Cons of SBA 7(a) Loans


Strict Eligibility

The eligibility criteria for SBA 7(a) loans can be strict, including specific usage of funds.

Detailed Documentation

SBA loans require extensive documentation, but our guidance can make it less daunting.

Key Issues That Will Get Early Attention

Ensure Eligibility
We'll help you meet the eligibility requirements to secure your loan.
Prepare Documentation
Our team will guide you through the documentation process, ensuring your application is complete and accurate.
Streamlined Loan Process
Enjoy a faster, smoother application process with our expeditious underwriting.
Strategize for Success
We'll help you formulate a strategy that aligns with your long-term business goals and improves your chances for approval.