Andres Garcia
Loan Officer
NMLS: 2246130
813-847-4199
VA Loans
Empowering Veterans with Superior VA Loans
Offering the best VA loan rates from hundreds of lenders, we trump big players like Quicken, Better Mortgage and more.
Pros of VA Loans
1
Zero Down Payment
VA loans require no down payment, making it easier for veterans to secure a home.
2
No PMI
With VA loans, you save on monthly expenses as no private mortgage insurance is required.
3
Competitive Interest Rates
We offer VA loans with better interest rates and fees compared to big mortgage companies like Quicken Loans or Rocket Mortgage.
Cons of VA Loans
1
VA Funding Fee
VA loans require a funding fee that can be financed into the loan amount.
2
Only for Veterans
VA loans are specifically for veterans, active-duty personnel, and some surviving spouses.
Key Issues That Will Get Early Attention
1
Verify Eligibility
Our team will help you confirm your eligibility for a VA loan, considering your service history and other factors.
2
Review Loan Amounts
We'll review the VA loan limits and your qualification amount to ensure this option suits your home buying needs.
3
Discuss VA Funding Fee
We'll talk about the VA funding fee and how it affects your overall loan cost and monthly payments.
4
Explore Other Loan Options
If a VA loan doesn't seem like the right fit, we have many other mortgage options to explore.
