Your Loan Inquiry Has Been Confirmed!

We’re thrilled to have received your inquiry. At Lightning Loans by Innovative Mortgage, we’re committed to lightning-fast responses and finding the mortgage solution that best fits your needs.

What Happens After You've Filled Out The Form?


A Quick Conversation or Online Meeting

The fist priority for us is to have a quick conversation with you. I know phones have fallen out of favor but minimizes miscommunications and allows us to quickly understand your scenario so we can get to work on finding the best terms for you.

STEP two

A Complete 1003 Mortgage Loan Application

The 1003 is the Uniform Residential Mortgage Application. It’s used for residential and commercial loans and it’s absoluetly critical once we start getting serious about obtaining an approval.

STEP three

Fast and Easy Approval Within 48 Hours

Once we have a complete loan package we can put it in front of underwriters and they’ll get us an answer within 48 hours.

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What to Expect?

Personalized Consultation and Tailored Solutions

Expect a consultation that zeroes in on your unique financial goals and investment strategies. I provide mortgage solutions crafted to fit your specific needs, ensuring a personalized approach to your real estate ambitions.


Access to a Vast Network of Lenders

Benefit from my extensive network of hundreds of lenders, guaranteeing you the best rates and terms. This unparalleled access allows us to find the most competitive deals, perfectly suited to your mortgage needs.

Expert Guidance Through the Mortgage Process

Navigate the mortgage process with ease, thanks to expert guidance from start to finish. I simplify the complexities of mortgage lending, ensuring you’re well-informed and confident at every step.

Commitment to Client Success

My loyalty lies with you, the borrower. With a client-first approach, I’m dedicated to securing the best outcomes for your real estate investments, offering honest advice and relentless pursuit of your financial success.


Areas that our team mastered


Thank you Again for The Opportunity!

Driven by tenacity, I navigate the complexities of real estate and lending with a ‘get it done’ attitude, ensuring your success is not just a goal, but a guarantee.

- Andres Garcia

Mortgage Loan Officer and Creator of Lightning Loans

​​Copyright © Innovative Mortgage Services Inc.

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