Lightning Loans
Local Bank Branch
Big Name Online Lenders
WELCOME TO Lightning Loans
We Crush The Competition... By Design
We are correspondent lenders with mortgage making super powers.
🔒Does not Affect Credit. No SSN until you’re ready.
DIGITAL HELOC
- Access $50k - $500k through a line of credit
- Get Up To 95% of the Property Value
- Available for Primary and Second Homes
SMART PURCHASE
- Let 130+ lenders compete for your business
- Down Payment Assistance
- Buy Before You Sell
- Conventional, FHA and Jumbo
BUSINESS PURPOSES
- Commercial Property Financing
- Residential Fix and Flip
- Rental Property Financing
- Hard Money and Bridge Financing
NON-QM LOANS
- No Tax Return Mortage Loans
- Recent Retiree Financing
- Bank Statement Mortgages
- No PMI
We're Simply Better and Not Just on Price...
1.
We Have More Lenders and More Loan Programs
Diverse Choices, Tailored for You: With a vast array of lenders and loan programs, we ensure a perfect fit for your unique financial needs.
2.
Our Loyalty is To YOU not the lender
Your Interests, Our Priority: Our commitment is to you, not the lenders, ensuring unbiased and dedicated support throughout your mortgage journey.
3.
Non QM, Convert to Cash and Flexible Funding Options Available
Flexible, Innovative Financing: Explore Non-QM loans, easy cash conversion options, and flexible funding solutions tailored for your financial freedom.
🔒No Credit Pull, No Obligation.
With 1 Application,130 Mortgage Lenders Will Compete For Your Business
Unlock unparalleled opportunities with a single application. Dive into a competitive marketplace where 130 top-tier mortgage lenders vie to offer you the best terms, ensuring you get the deal you deserve. It’s not just about choice; it’s about empowering you with the best options available.
🔒Does not Affect Credit. No SSN until you’re ready.
Compare For Yourself
Explore the difference that sets us apart in the financial world. See how our innovative services and unmatched benefits distinguish us from the competition, ensuring you make an informed choice.
Shops Hundreds of Lenders
Scans Thousands of Programs To Find You The Best Available
Is Loyal to Borrowers and Not Lenders
Has No Tax Return Mortgage Options
Multiple JUMBO LOAN Options
Multiple 100% Financing Options for First Time Home Buyers
Can Do Hard Money, Bridge Financing and Other Unique Funding Types
🔒No Credit Pull, No Obligation.
Experts at your service.
Meet the experts committed to providing you with exceptional financial solutions
FAQs
Application Process
How does your service streamline the mortgage application process?
We have a fully digital online application process that will make streamline your experience. If you are not good with technology or prefer a human touch a loan officer is standing by to guide you on this journey.
1.
Approval Process
How do you ensure I get the best mortgage option for my needs?
Once we have a completed mortgage application our technology will allow us to shop hundreds of lenders and thousands of loan programs. We call it a "Pricing Engine" and it allows us to consitently beat the big guys and local banks saving you thousands of dollars in the process.
2.
Down Payments
How much down payment do I need to get a mortgage?
The answer to this question will vary depending on all the ciurcumstances. For example, if you are a 1st time home buyer with an income 120% or less of the median income for your area... there are 4 or 5 different ways to do it with 0% down. Click the button give us a bit of info and we can give you more accurate info specific to your situation,
3.
Pre Approval
Do I need a lot of paperwork to get pre-approved?
Absolutely not! We can give you a very good idea without ANY paperwork or even pulling credit. We strongly recommed that you click the button on this page a submit an inquiry form so we can provide a quote tailored to you and your circumstances.
4.
Not answered above?
If you would rather talk to a human and get your questions answers directly click the button below and give us a call.
A Few Of Our 100+ Funding Partners. May The Best Win...
Empower Your Mortgage Journey with Us
Discover the Advantage: Seamless, Personalized, and Empowering Mortgage Solutions Tailored to Your Unique Needs.
🔒No Credit Pull, No Obligation.
