National Homebuyers Fund (NHF) – Data Mortgage, Inc. dba Essex Mortgage Repayable Down Payment Assistance Program

Special Alert

Maximum Purchase Price

Inquire for Details

Contact Info: 1215 K Street, Suite 1650, Sacramento, CA 95814 866-643-4968


Subordination is not permitted. Lenders are responsible for ensuring income and purchase price limits are met.

Credit Score Requirements

Minimum Credit Score: 600 Each borrower must have at least one credit score.

Deferred Payments?


Accepted First Mortgage Type:

FHA 203(b), FHA 234(c)

Homeowners Education Class:


Is Forgivable?


2986 Counties, 41 Cities Nationwide except MA, NY, and WA.

Income Limitations:

Maximum Assistance

3.5% of Purchase Price Up to 3.5% of the Sales Price or Appraised Value (lesser of).

Education Requirements Info:

At least one borrower must receive housing counseling from a HUD approved non-profit housing counseling agency.

Eligible Property Types:

Single Family Detached Condo Townhome/PUD Manufactured Home

Income By Household Size:


Qualifying Ratios:

AUS required.