Asset Depletion Mortgage

Unlock Your Golden Years with Asset Depletion Mortgages

Empowering Retirees Through Innovative Mortgage Solutions

640

Minimum Credit Score

Not Calculated

Maximum Debt To Income

80%

Maximum Loan To Value

$15M

Maximum Loan Amount

Designed for retirees, our program allows your assets to be used as income, making homeownership more accessible.

Asset Depletion Loans offer flexible qualification criteria, ideal for retirees seeking homeownership opportunities.

No PMI charges with our Asset Depletion Loans, making them more affordable for our retiree clients.

Interest rates can be higher than traditional mortgage loans due to the unique nature of this product.

This loan type requires significant assets for qualification, but we're here to guide you through the process.

Explore Conventional

While Asset Depletion Loans are great for retirees, we'll explore all options to find the best fit for you.

Asset Evaluation

We'll evaluate your assets in detail to ensure they qualify for this type of loan, providing you complete transparency.

Financial Assessment

We’ll help you analyze your financial situation to ensure an Asset Depletion Mortgage is the right solution for you.

Long-term Financial Strategy

We will discuss how an Asset Depletion Mortgage fits into your long-term financial strategy, ensuring you're set for a comfortable retirement.