Office Building Financing

Boost Your Portfolio with Office Building Financing

Flexible financing solutions for acquisitions, refinancing, or renovations of office buildings

640

Minimum Credit Score

Varies

Maximum Debt To Income

75%

Maximum Loan To Value

$50M

Maximum Loan Amount

With 1 Application,130 Mortgage Lenders Will Compete For Your Business

Unlock unparalleled opportunities with a single application. Dive into a competitive marketplace where 130 top-tier mortgage lenders vie to offer you the best terms, ensuring you get the deal you deserve. It’s not just about choice; it’s about empowering you with the best options available.

🔒Does not Affect Credit. No SSN until you’re ready.

Innovative Mortgage offers comprehensive financing solutions for office buildings, whether you’re looking to purchase, refinance, rehabilitate, or construct office space. We understand the complexity and uniqueness of each loan and are prepared to provide tailored financing to meet your needs.

Office Building Financing Options with Innovative Mortgage:

Permanent Financing: We specialize in securing permanent financing options for the acquisition or recapitalization of office buildings. Our team works diligently to drive down costs and improve terms, leveraging our extensive network of lenders, including life companies, conduit lenders, and investment banks.
Loan Amounts and Terms: Innovative Mortgage offers financing starting from $1 million with competitive leverage up to 75% and amortizations up to 30 years, particularly for CMBS loans, ensuring that your office building investment is supported by manageable and predictable payments over time.
Construction and Rehabilitation Loans: For developers seeking to construct new office space or refurbish existing buildings, our commercial construction loans finance a wide range of projects. We ensure careful underwriting and consider the source and timing of construction financing repayment, focusing on whether the projected net operating income of the complete project supports the expected value upon completion.
Pre-committed Permanent Loans: For certain projects, we may require borrowers to have a pre-committed, permanent loan in place to take out the construction lender. This commitment ensures a smooth transition from construction to permanent financing, although it should be noted that permanent lenders may rescind their commitment if there are any issues with the project.

Benefits of Choosing Innovative Mortgage for Office Building Financing:

Expert Advice: Our team provides expert advice and guidance tailored to office building financing, understanding the dynamics of the market and how to navigate the complexities involved.
Customized Financing Solutions: We offer personalized solutions based on your project’s specifics, ensuring that the financing structure aligns with your business and investment goals.
Proactive Support: You’ll receive ongoing support throughout the application process, from initial consultation to closing.

Get in Touch with Innovative Mortgage:

Embarking on an office building financing venture signifies a major step in your investment strategy. With Innovative Mortgage, you can be assured that you’re backed by a dedicated team intent on facilitating your success.

Contact Innovative Mortgage today to discuss your office building financing needs and discover how our tailored solutions can help you achieve your real estate investment objectives.

Advantages of Office Building Financing

Versatile Use of Funds

Use funds for acquisitions, refinancing, renovations, or leasehold improvements.

Competitive Rates

Access to some of the most competitive rates in the commercial real estate industry.

Array of Loan Programs

From conventional loans to SBA loans and bridge loans, we offer a variety of loan programs to meet your needs.

Considerations for Office Building Financing

Market Fluctuations

Office space demand can be volatile, and lenders may consider this risk.

Property Management

Office buildings can require significant management and maintenance, which lenders take into account.

Key Issues That Will Get Early Attention

Navigating Market Dynamics

We will help you understand and navigate the dynamics of the office space market.

Managing Property Concerns

Our team can assist in creating a strategy to manage the requirements of office building management.

Evaluating Your Options

We will help you evaluate the best loan program for your specific needs.

Securing Your Financing

Our goal is to expedite the underwriting process and secure the best financing for you.

We're Simply Better and Not Just on Price...

We Have More Lenders and More Loan Programs

Diverse Choices, Tailored for You: With a vast array of lenders and loan programs, we ensure a perfect fit for your unique financial needs.

Our Loyalty is To YOU not the lender

Your Interests, Our Priority: Our commitment is to you, not the lenders, ensuring unbiased and dedicated support throughout your mortgage journey.

Non QM, Convert to Cash and Flexible Funding Options Available

Flexible, Innovative Financing: Explore Non-QM loans, easy cash conversion options, and flexible funding solutions tailored for your financial freedom.

🔒No Credit Pull, No Obligation.

Compare For Yourself

Explore the difference that sets us apart in the financial world. See how our innovative services and unmatched benefits distinguish us from the competition, ensuring you make an informed choice.

Lightning Loans

Local Bank Branch

Big Name Online Lenders

Shops Hundreds of Lenders

Scans Thousands of Programs To Find You The Best Available

Is Loyal to Borrowers and Not Lenders

Has Multiple No Tax Return Mortgage Options

Can Show You Conventional and Non QM Options

Multiple 100% Financing Options for First Time Home Buyers

Can Do Hard Money, Bridge Financing and Other Unique Funding Types

🔒No Credit Pull, No Obligation.

You need a tenacious loan officer who has obsessively over-prepared and knows every single trick in the book to secure the ideal mortgage for your unique situation

And that is exactly what you'll find when working with me…

Read What Our Happy Clients Have to Say

Don't Wait, Secure Your Perfect Mortgage Today

"Andres is dependable, reliable and productive to the highest degree. His services will be required by our company in the future, and unequivocally we will be contracting him."

"A true example of a multitasking 24/7 powerhouse with no deal is too small attitude coupled with creative thinking and always open mind!!!"

"Lightning Loans made the mortgage process so easy and stress-free. Their team is knowledgeable and dedicated to providing tailored solutions for each client. I highly recommend them." -

1. Unparalleled Access to Mortgage Options With a Single Application

With a single application, we’ll comparison shop thousands of loan programs across hundreds of lenders.

This includes conventional loans at 130 different sources, FHA loans at 130 different sources, and even bank statement or no tax return options. If a mortgage product exists, we have access to it.

No more wondering if you’re getting the best deal – we’ll make sure of it.

2. Expert Guidance and Outstanding Communication

With over two decades of experience working with clients, I’ve developed a keen sense of what my clients need and when they need it.

It’s almost like having a psychic connection!

I pride myself on putting my clients first and providing outstanding communication throughout the entire mortgage process.

3. A Faster, Easier Path to Perfect Mortgage Loans For Your Specific Situation

Say goodbye to the headaches and hassles of traditional mortgage processes.

With Lightning Loans, you’ll enjoy a streamlined, efficient journey that gets you to your goals faster and with less stress.

You’ve got enough to worry about, let us put your mind at ease with regard to your mortgage financing.

We only request the things that are absolutely necessary

4. The Peace of Mind Knowing You've Made the Right Choice Because You've Seen ALL Your Options

When you work with Lightning Loans, you’re not just getting a mortgage –

You’re getting a partner who is committed to your success.

We’ll go above and beyond to ensure that you’ve made the best possible choice for your unique situation.

These might just seem like words on a page but one conversation with us and it will be abudantly clear to we walk our talk.

Experts at your service.

Meet the experts committed to providing you with exceptional financial solutions

Andres Garcia

Loan Officer

Dedicated, high energy real estate expert that is adept at working with investors and traditional borrowers.

Your Contact

Andrew Kashella

Senior Vice President

Mortgage Industry veteran responsible for thousands of loan originations and billions in closings.

Bryan P. Ehrlich

CEO/General Counsel

Founder, Juris Doctor and Lead Counsel for Innovative Mortgage Services.