Commercial Hard Money Loans

Emergency Financing with Commercial Hard Money Loans

Quick and Creative Solutions for Urgent Financing Needs

Minimum Credit Score

Not Required

Maximum Debt To Income


Maximum Loan To Value

No Max

Maximum Loan Amount

Innovative Mortgage understands the challenges and opportunities that come with seeking commercial hard money loans. While it’s true that the market has a wide array of private money lenders, it’s essential to navigate these options carefully to avoid those with less-than-favorable practices. Here’s how Innovative Mortgage approaches commercial hard money lending:

  • Focus on Credibility: We prioritize working with reputable institutional investors over private money lenders who may charge excessive upfront fees and whose primary interest may revolve around these fees rather than closing your loan.
  • Better Terms and Speed: Our network consists of serious investors who are interested in creating income through successfully closing loans, which often results in better terms for you. They also tend to close faster thanks to a more standardized capital deployment process.
  • Lower Upfront Fees: We understand that upfront fees can be a burden; therefore, we make it a point to connect you with lenders offering lower upfront fees, ensuring a more cost-effective lending experience.
  • Personalized Analysis: When you bring your commercial real estate deal to us, we evaluate it as if we were the investors ourselves. This approach guarantees that we seek out the best financing options that suit your specific needs.
  • Extensive Lending Network: Our extensive lending network includes a variety of investors and institutions, allowing us to find the most advantageous financing for your project, whether that’s with private money lenders or more traditional financial institutions.

At Innovative Mortgage, we’re committed to transparency and integrity in all our lending practices. We work diligently to match you with the right investor who aligns with your financial goals and has a track record of trustworthy lending behaviors.

Finding Best-Fit Financing for Your Commercial Project:

If you’re exploring commercial hard money loans for your next project, reach out to Innovative Mortgage. Let us apply our expertise and resources to connect you with the optimal lending solution. Our goal is to provide you with financing that makes sense for your situation and advances your investment objectives.

Contact Innovative Mortgage today for a consultation. We’ll take the time to understand your commercial financing needs and leverage our network to find the best deal available, ensuring your project is set up for success from the start.

Pros of Commercial Hard Money Loans


Quick Financing

These loans are designed for fast acquisition or cash-out needs.

Focus on Property Value

We don't look at credit, only the value of the property.

Creative Structures

Options like cross-collateralization allow for innovative financing structures.

Cons of Commercial Hard Money Loans


Higher Interest Rates

Hard money loans typically come with higher interest rates than conventional loans.

Shorter Repayment Terms

These loans are meant to be short-term solutions, so repayment terms can be shorter.

Key Issues That Will Get Early Attention

Assess Property Value
We'll work with you to determine the quick sale value of your property, which is crucial for this type of loan.
Understand Loan Structure
Our experts will help you understand the structure of your loan, including any creative financing options.
Plan for Repayment
With shorter repayment terms, we'll help you make a plan to ensure you can comfortably repay your loan.
Discuss Emergency Strategy
We'll discuss your overall strategy for using this emergency financing to ensure it's the best fit for your situation.