Rental Property Portfolio Financing – Your route to real estate triumph

Ignite Your Investment Dreams with Rental Property Portfolio Financing

Experience the freedom and flexibility of portfolio loans. Designed for visionary investors like you.

Minimum Credit Score


Maximum Debt To Income


Maximum Loan To Value

$5 Million

Maximum Loan Amount

Innovative Mortgage proudly supports real estate investors through a comprehensive array of financing options tailored to meet a variety of investment strategies. Whether you’re expanding your rental property portfolio or refinancing existing properties, we understand that each investor’s needs are unique, and we are not a one-trick pony when it comes to providing solutions.

Here are the financing options we offer to cater to your real estate investment needs:

  • Conventional Mortgages: If your credit score is high and your tax returns are well-organized, a conventional mortgage could be the most cost-effective way to secure financing. These loans offer competitive rates and terms for investors who meet traditional lending criteria.
  • Near-Miss Program: For those who are on the brink of qualifying for conventional financing but might require fewer conditions or don’t fit the conventional box entirely, the “Near-Miss” program offers an alternative. It provides the flexibility needed when you’re just shy of meeting conventional requirements.
  • DSCR Mortgages: Our DSCR program is an innovative solution for seasoned investors with multiple properties. It requires no tax returns and focuses on the cash flow of the rental property. This program is particularly suitable for investors who find conventional debt-to-income qualifications challenging.
  • Hard Money Loans: For pure asset-based lending, hard money loans offer quick financing based on the value of the property itself, rather than the borrower’s creditworthiness. This can be an excellent option for time-sensitive investments or when you need financing flexibility.

At Innovative Mortgage, we are committed to offering more options than anyone else. We’re not here to sell what we have; we’re here to help you succeed. With access to hundreds of lenders, we can assist you in acquiring, refinancing, or restructuring your investments to align with your goals.

Contact Innovative Mortgage today for personalized support and expert guidance on choosing the right financing option for your real estate investments. Our goal is to empower you with the best solutions to grow your portfolio.

Visionary Investors - Welcome aboard!


Streamlined Documentation

Enjoy simpler, stress-free loan processing with minimal documentation.

Unlimited Mortgages - No ceilings on your ambition

Don't let mortgage caps limit your ambition. Grow your portfolio without restrictions.

Flexible Income Qualification

Our understanding approach makes it easier for you to qualify.

Considerations for Portfolio Financing


Slightly Higher Cost

Competitive, albeit with a dash of higher cost

Prepayment Penalty Consideration

Prepayment Penalties? We shine the light for total transparency

Key Issues That Will Get Early Attention

Navigate Costs
We'll help you navigate and understand the cost implications of portfolio financing.
Prepayment Clarity
We'll help you understand prepayment terms and select the best options for your situation.
Portfolio Growth Strategy
Let's discuss how portfolio financing can accelerate your rental property dreams.
Seamless Loan Process
We'll guide you through every step, ensuring a seamless and enjoyable loan process.