1099 Mortgage

Power Your Homeownership Journey with 1099 Mortgages

Dedicated Mortgage Solutions for Independent Contractors

640

Minimum Credit Score

50%

Maximum Debt To Income

90%

Maximum Loan To Value

$15M

Maximum Loan Amount

Tailored to the unique needs of independent contractors, freelancers, and self-employed professionals.

No need to worry about W-2 forms or consistent work history. Your 1099 forms are all we need.

Our process for 1099 mortgages involves fewer restrictions, leading to quicker closings.

Compared to conventional mortgages, 1099 mortgages could come with slightly higher costs.

Although fully disclosed and optional, opting out of a prepayment penalty may slightly increase the cost.

Determine Eligibility

Let's examine your 1099 income to verify your eligibility for a 1099 mortgage.

Understand Income Calculation

We'll explain how we calculate your income based on your 1099 forms.

Prepare Necessary Documentation

We'll guide you through gathering the necessary documentation for a smooth application process.

Explore Your Options

Let's look at all your loan options to find the one that fits best with your financial situation.