Self Storage Financing

Unlocking Value in Your Storage Business with Self Storage Financing

Leverage your asset for expansion, refinancing, or acquisition

640

Minimum Credit Score

Varies

Maximum Debt To Income

75%

Maximum Loan To Value

$25M

Maximum Loan Amount

With 1 Application,130 Mortgage Lenders Will Compete For Your Business

Unlock unparalleled opportunities with a single application. Dive into a competitive marketplace where 130 top-tier mortgage lenders vie to offer you the best terms, ensuring you get the deal you deserve. It’s not just about choice; it’s about empowering you with the best options available.

🔒Does not Affect Credit. No SSN until you’re ready.

Self storage investment is indeed an attractive asset class for those looking for a real estate option with lower maintenance requirements and significant cash flow potential. Recognizing the appeal and the distinct advantages that self storage facilities offer, Innovative Mortgage is committed to providing a diverse array of financing solutions to support investors in this field.

Innovative Mortgage’s Self Storage Financing Solutions:

Varied Financing Options:

Conventional Financing: Catering to investors seeking the most cost-effective lending rates, our conventional loans offer attractive terms for well-qualified borrowers.
Easy Doc Financing: For situations where credit issues or time constraints prevent securing a conventional loan, our easy documentation loans provide a flexible and expedited alternative.
Bridge Financing: Ideal for those looking to seize an excellent investment opportunity that requires swift action or for properties that aren’t yet stabilized, our bridge loans offer the necessary funds to facilitate the acquisition and transition period.
Hard Money Loans: As part of our bridge financing options, hard money loans are available to assist in situations that demand quick closings or when traditional financing isn’t an option due to various investment hurdles.

Benefits for Self Storage Investors:

Operational Simplicity: The low staffing requirements for managing a self storage facility make it an operationally efficient investment compared to multifamily properties.
Income Enhancement Potential: Self storage facilities often allow for straightforward strategies to increase income, making them highly attractive to cash flow-focused investors.
Support Across All Phases: Whether you’re in the market for refinancing, acquisition, or you’re navigating a note that’s coming due, Innovative Mortgage has tailored solutions to meet your specific needs.

A Strategic Partner in Your Investment Journey:

Innovative Mortgage is here to not only provide financing but also to partner with you in strategizing for the long-term success of your self storage investment. From stabilizing an acquired property to planning for a future refinance, our team of experts is equipped to guide you through each step.

Start Your Self Storage Financing Journey:

If you’re an investor with an eye on self storage properties, or if you’re looking to expand your current portfolio, Innovative Mortgage is ready to assist. Our comprehensive financing options are designed to support your investment objectives and help you maximize the potential of your self storage business.

Reach out to Innovative Mortgage for personalized guidance and support in securing the right financing for your self storage investment. Let’s unlock the potential of your property together.

Advantages of Self Storage Financing

Specialty Financing

Our lenders understand the unique aspects of self storage businesses and offer tailored solutions.

Competitive Rates

Benefit from some of the best rates available for self storage financing.

Flexibility

Use funds for new acquisitions, expansion, or refinancing of existing debt.

Potential Challenges with Self Storage Financing

Specific Requirements

Lenders may have specific requirements around location, occupancy rates, and operator experience.

Longer Underwriting Process

Given the specificity of the business, the underwriting process may be longer than for other types of loans.

Key Issues That Will Get Early Attention

Meeting Lender Requirements

We will guide you in preparing your application to meet the specific requirements of self storage lenders.

Navigating the Underwriting Process

Our team will work diligently to expedite the underwriting process and keep you informed every step of the way.

Strategic Planning

We will help you evaluate your options and strategically plan the use of your loan proceeds.

Growing Your Business

Our goal is not just to secure financing for you but to become a long-term partner in the growth of your self storage business.

We're Simply Better and Not Just on Price...

We Have More Lenders and More Loan Programs

Diverse Choices, Tailored for You: With a vast array of lenders and loan programs, we ensure a perfect fit for your unique financial needs.

Our Loyalty is To YOU not the lender

Your Interests, Our Priority: Our commitment is to you, not the lenders, ensuring unbiased and dedicated support throughout your mortgage journey.

Non QM, Convert to Cash and Flexible Funding Options Available

Flexible, Innovative Financing: Explore Non-QM loans, easy cash conversion options, and flexible funding solutions tailored for your financial freedom.

🔒No Credit Pull, No Obligation.

Compare For Yourself

Explore the difference that sets us apart in the financial world. See how our innovative services and unmatched benefits distinguish us from the competition, ensuring you make an informed choice.

Lightning Loans

Local Bank Branch

Big Name Online Lenders

Shops Hundreds of Lenders

Scans Thousands of Programs To Find You The Best Available

Is Loyal to Borrowers and Not Lenders

Has Multiple No Tax Return Mortgage Options

Can Show You Conventional and Non QM Options

Multiple 100% Financing Options for First Time Home Buyers

Can Do Hard Money, Bridge Financing and Other Unique Funding Types

🔒No Credit Pull, No Obligation.

You need a tenacious loan officer who has obsessively over-prepared and knows every single trick in the book to secure the ideal mortgage for your unique situation

And that is exactly what you'll find when working with me…

Read What Our Happy Clients Have to Say

Don't Wait, Secure Your Perfect Mortgage Today

"Andres is dependable, reliable and productive to the highest degree. His services will be required by our company in the future, and unequivocally we will be contracting him."

"A true example of a multitasking 24/7 powerhouse with no deal is too small attitude coupled with creative thinking and always open mind!!!"

"Lightning Loans made the mortgage process so easy and stress-free. Their team is knowledgeable and dedicated to providing tailored solutions for each client. I highly recommend them." -

1. Unparalleled Access to Mortgage Options With a Single Application

With a single application, we’ll comparison shop thousands of loan programs across hundreds of lenders.

This includes conventional loans at 130 different sources, FHA loans at 130 different sources, and even bank statement or no tax return options. If a mortgage product exists, we have access to it.

No more wondering if you’re getting the best deal – we’ll make sure of it.

2. Expert Guidance and Outstanding Communication

With over two decades of experience working with clients, I’ve developed a keen sense of what my clients need and when they need it.

It’s almost like having a psychic connection!

I pride myself on putting my clients first and providing outstanding communication throughout the entire mortgage process.

3. A Faster, Easier Path to Perfect Mortgage Loans For Your Specific Situation

Say goodbye to the headaches and hassles of traditional mortgage processes.

With Lightning Loans, you’ll enjoy a streamlined, efficient journey that gets you to your goals faster and with less stress.

You’ve got enough to worry about, let us put your mind at ease with regard to your mortgage financing.

We only request the things that are absolutely necessary

4. The Peace of Mind Knowing You've Made the Right Choice Because You've Seen ALL Your Options

When you work with Lightning Loans, you’re not just getting a mortgage –

You’re getting a partner who is committed to your success.

We’ll go above and beyond to ensure that you’ve made the best possible choice for your unique situation.

These might just seem like words on a page but one conversation with us and it will be abudantly clear to we walk our talk.

Experts at your service.

Meet the experts committed to providing you with exceptional financial solutions

Andres Garcia

Loan Officer

Dedicated, high energy real estate expert that is adept at working with investors and traditional borrowers.

Your Contact

Andrew Kashella

Senior Vice President

Mortgage Industry veteran responsible for thousands of loan originations and billions in closings.

Bryan P. Ehrlich

CEO/General Counsel

Founder, Juris Doctor and Lead Counsel for Innovative Mortgage Services.