Apartment Building Loans

Unleash Your Apartment Investment Potential with Lightning Loans

Discover our unrivaled range of financing options, tailored to your unique needs – from conventional stability to game-changing DSCR loans and beyond.

Minimum Credit Score

N/A

Maximum Debt To Income

Maximum Loan To Value

No Max

Maximum Loan Amount

With 1 Application,130 Mortgage Lenders Will Compete For Your Business

Unlock unparalleled opportunities with a single application. Dive into a competitive marketplace where 130 top-tier mortgage lenders vie to offer you the best terms, ensuring you get the deal you deserve. It’s not just about choice; it’s about empowering you with the best options available.

🔒Does not Affect Credit. No SSN until you’re ready.

Investing in apartment buildings can be an incredibly lucrative venture, and with our specialized financing options at Lightning Loans, it has never been easier or more accessible. We offer a comprehensive range of loan programs designed to cater to your unique project needs, ensuring you have the financial support to achieve your investment goals.

Conventional and Near-Conventional Loans:
For those seeking traditional financing, our conventional and near-conventional loan programs provide competitive rates and terms. These loans offer the stability and predictability that many investors prefer, with the added benefit of more accessible approvals through our near-conventional options.

DSCR Loans – The Game Changer:
If you’re looking to maximize your investment potential without the constraints of personal income verification, our DSCR (Debt Service Coverage Ratio) loans are the perfect solution. These innovative loans focus on the property’s cash flow rather than your personal income, often resulting in faster closings and lower costs compared to traditional loans.

Bridge Financing – Your Path to Short-Term Success:
For investors who need quick access to capital for acquisitions or renovations, our bridge financing options are the answer. These short-term loans provide the flexibility and speed you need to seize opportunities as they arise, allowing you to execute your investment strategies with confidence.

Hard Money and Fix-and-Flip Financing:
If you’re an investor looking to capitalize on undervalued properties, our hard money and fix-and-flip financing options are tailor-made for you. These loans prioritize the value of the property over the borrower’s credit profile, making them an excellent choice for those with less-than-perfect credit or those who need to move quickly to secure a deal.

Government-Backed Programs:
For investors seeking long-term, stable financing, our government-backed programs, such as FHA and Freddie Mac loans, offer attractive rates and terms. These programs provide the peace of mind that comes with government support, ensuring a reliable source of financing for your apartment building investments.

At Lightning Loans, we understand that every apartment building investment is unique, which is why we offer a diverse array of loan programs to meet your specific needs. Our expert team is dedicated to helping you navigate the financing process, ensuring you secure the best possible loan for your project.

Don’t miss out on the incredible opportunities that apartment building investments can provide. Contact Lightning Loans today to learn more about our game-changing financing solutions and take the first step towards achieving your investment goals. Our knowledgeable and friendly staff are ready to guide you through the process and help you unlock the full potential of your apartment building investments.

“,https://lightning.loans/loan-programs/apartment-building-loans,Commercial,Apartment Financing,loan-programs,https://cdn.lordicon.com/xyzdfjx.json,https://cdn.lordicon.com/abcdfjx.json,https://cdn.lordicon.com/defdfjx.json,Skyrocket Your Apartment Investment Returns,Unlock unbeatable financing solutions tailored to your unique needs – from flexible DSCR loans to rapid bridge financing and beyond.,Innovative DSCR Loans,”Maximize your investment potential with our game-changing DSCR loans, focusing on property cash flow rather than personal income.”,Lightning-Fast Bridge Financing,”Seize opportunities with confidence using our quick bridge loans, designed for acquisitions and renovations.”,Hard Money & Fix-and-Flip Experts,”Capitalize on undervalued properties with our specialized hard money and fix-and-flip financing, prioritizing property value over credit scores.”,Minimum credit score: 550. No maximum loan amount.,Apartment Building Loans,Commercial,Experience the Power of Tailored Apartment Building Financing

Experience the Advantages of the "Lightning Loans Way"

Multiple Financing Options

Government-Backed Programs

Take advantage of stable, long-term financing with our government-backed loans.

DSCR Loans

Enjoy hassle-free approvals with no personal income verification needed.

Key Issues That Will Get Early Attention

We're Simply Better and Not Just on Price...

We Have More Lenders and More Loan Programs

Diverse Choices, Tailored for You: With a vast array of lenders and loan programs, we ensure a perfect fit for your unique financial needs.

Our Loyalty is To YOU not the lender

Your Interests, Our Priority: Our commitment is to you, not the lenders, ensuring unbiased and dedicated support throughout your mortgage journey.

Non QM, Convert to Cash and Flexible Funding Options Available

Flexible, Innovative Financing: Explore Non-QM loans, easy cash conversion options, and flexible funding solutions tailored for your financial freedom.

🔒No Credit Pull, No Obligation.

Compare For Yourself

Explore the difference that sets us apart in the financial world. See how our innovative services and unmatched benefits distinguish us from the competition, ensuring you make an informed choice.

Lightning Loans

Local Bank Branch

Big Name Online Lenders

Shops Hundreds of Lenders

Scans Thousands of Programs To Find You The Best Available

Is Loyal to Borrowers and Not Lenders

Has Multiple No Tax Return Mortgage Options

Can Show You Conventional and Non QM Options

Multiple 100% Financing Options for First Time Home Buyers

Can Do Hard Money, Bridge Financing and Other Unique Funding Types

🔒No Credit Pull, No Obligation.

You need a tenacious loan officer who has obsessively over-prepared and knows every single trick in the book to secure the ideal mortgage for your unique situation

And that is exactly what you'll find when working with me…

Read What Our Happy Clients Have to Say

Don't Wait, Secure Your Perfect Mortgage Today

"Andres is dependable, reliable and productive to the highest degree. His services will be required by our company in the future, and unequivocally we will be contracting him."

"A true example of a multitasking 24/7 powerhouse with no deal is too small attitude coupled with creative thinking and always open mind!!!"

"Lightning Loans made the mortgage process so easy and stress-free. Their team is knowledgeable and dedicated to providing tailored solutions for each client. I highly recommend them." -

1. Unparalleled Access to Mortgage Options With a Single Application

With a single application, we’ll comparison shop thousands of loan programs across hundreds of lenders.

This includes conventional loans at 130 different sources, FHA loans at 130 different sources, and even bank statement or no tax return options. If a mortgage product exists, we have access to it.

No more wondering if you’re getting the best deal – we’ll make sure of it.

2. Expert Guidance and Outstanding Communication

With over two decades of experience working with clients, I’ve developed a keen sense of what my clients need and when they need it.

It’s almost like having a psychic connection!

I pride myself on putting my clients first and providing outstanding communication throughout the entire mortgage process.

3. A Faster, Easier Path to Perfect Mortgage Loans For Your Specific Situation

Say goodbye to the headaches and hassles of traditional mortgage processes.

With Lightning Loans, you’ll enjoy a streamlined, efficient journey that gets you to your goals faster and with less stress.

You’ve got enough to worry about, let us put your mind at ease with regard to your mortgage financing.

We only request the things that are absolutely necessary

4. The Peace of Mind Knowing You've Made the Right Choice Because You've Seen ALL Your Options

When you work with Lightning Loans, you’re not just getting a mortgage –

You’re getting a partner who is committed to your success.

We’ll go above and beyond to ensure that you’ve made the best possible choice for your unique situation.

These might just seem like words on a page but one conversation with us and it will be abudantly clear to we walk our talk.

Experts at your service.

Meet the experts committed to providing you with exceptional financial solutions

Andres Garcia

Loan Officer

Dedicated, high energy real estate expert that is adept at working with investors and traditional borrowers.

Your Contact

Andrew Kashella

Senior Vice President

Mortgage Industry veteran responsible for thousands of loan originations and billions in closings.

Bryan P. Ehrlich

CEO/General Counsel

Founder, Juris Doctor and Lead Counsel for Innovative Mortgage Services.