City of Daytona Beach Affordable Home Ownership Assistance Program (AHOAP)

Special Alert

Maximum Purchase Price


Contact Info:



Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?


Accepted First Mortgage Type:

Freddie Mac, Freddie Mac HFA Advantage, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HFA Preferred, Fannie Mae HomeReady, FHA 203(b), VA

Homeowners Education Class:


Is Forgivable?


Daytona Beach Property must be within the city limits of Daytona Beach, FL.

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from HUD 2023 120% AMI guidelines Program uses income limits from 30% – 120% AMI. (Our program model will reflect the highest income limits)

Maximum Assistance

$50,000 NOTE: Assistance is based on need, household income, family size. Up to $50,000 in assistance for extremely-low (30% AMI) to very–low income (50% AMI) households. Up to $40,000 in assistance for low income (80% AMI) households. Up to $30k in assistance for moderate income (120% AMI) households. NOTE: Rehabilitation assistance for existing homes shall not exceed $15,000.

Education Requirements Info:

For more information, please contact our partners:  Central Florida Community Development Corporation, (386) 253-3232  Mid-Florida Housing Partnership, Inc., (386) 274-4441  Habitat for Humanity of Greater Volusia County, (386) 257-9950

Eligible Property Types:

Single Family Detached Condo Townhome/PUD

Income By Household Size:

HH1HH2HH3HH4HH5HH6HH7HH8 $65,040$74,400$83,640$92,880$100,320$107,760$115,200$122,640 *Income limits as of 05/31/2023

Qualifying Ratios:

Housing Ratio: Up To 30% Total DTI: Up To 40%
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