City of Orlando Down Payment Assistance Program

Special Alert

Maximum Purchase Price


Contact Info:

https://www.orlando.gov/Building-Development/Housing-and-Development-Grants-Incentives-and-Assistance 400 South Orange Avenue, 7th Floor, Orlando, FL 32801 407-246-4077


Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?


Accepted First Mortgage Type:

Freddie Mac, Freddie Mac HFA Advantage, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HFA Preferred, Fannie Mae HomeReady, FHA 203(b), VA, USDA / RD

Homeowners Education Class:


Is Forgivable?

If you remain in the property and do not rent, sell or convey ownership of the property during the lien period, the loan will be forgiven and a satisfaction of mortgage will be recorded once the lien period is completed and the homeowner has complied with all requirements.


Orlando Property must be in the city limits of Orlando, FL.

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from HUD 2023 140% AMI guidelines Income cannot exceed 140% AMI (moderate income)

Maximum Assistance

$40,000 Assistance Amount varies and is based on income level and the actual need of the applicant: Up to $45,000 for Very Low Income (50% AMI); Up to $35,000 for Low Income (80% AMI); Up to $20,000 for Moderate Income (140% AMI).

Education Requirements Info:


Eligible Property Types:

Single Family Detached Condo Townhome/PUD

Income By Household Size:

HH1HH2HH3HH4HH5HH6HH7HH8 $86,100$98,420$110,740$122,920$132,860$142,660$152,460$162,260 *Income limits as of 06/06/2023

Qualifying Ratios:

Housing Ratio: Up To 38% Total DTI: Up To 45%
Seraphinite AcceleratorOptimized by Seraphinite Accelerator
Turns on site high speed to be attractive for people and search engines.