Confederated Tribes of Siletz Indians Down Payment Assistance Program

Special Alert

Program limited to qualified members of the Confederated Tribe of Siletz Indians. Maximum Purchase Price limits are the Total Development Cost limits for HUD. Nationwide Program. Maximum income limits vary depending on which AMI product is available at the time. Review program guidelines for relevant details.

Maximum Purchase Price


Contact Info:

https://www.ctsi.nsn.us/ 201 SE Swan Ave. PO Box 549, Siletz, OR 97380 541-444-2532


Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?

Yes, for 5 years

Accepted First Mortgage Type:

Freddie Mac, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HomeReady, FHA 203(b), HUD Section 184 (tribal), VA, USDA / RD, In-house

Homeowners Education Class:


Is Forgivable?

During the five year period, it will be forgiven on pro-rated basis of one fifth (1/5) per year, with amounts pro-rated on a monthly basis for partial year.


51 States Program available nationwide.

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from Tribal 2022 100% AMI guidelines Gross income from all sources of all household members are included in the income calculation for program qualification purposes. Majority of program funds are intended for at or below 80% AMI tribal members. A limited number of applicants will be served who are between 80% and 100% of AMI. If household income is between 80-100% of the area median (per HUD annual income guidelines), the Over 80% of Median Income Subsidy Calculation will be used to determine the subsidy amount. See below: Over 80% Median Income Subsidy Calculation 80% of area median top range by size of household $____________ (A) Actual income household earns $____________ (B) A divided by B = subsidy rate %____________(C) must be < 100% C times $15,000 equals amount of subsidy $_____________ NAHASDA Income Limits. https://www.hud.gov/sites/dfiles/PIH/documents/20221_Income_Limits.pdf

Maximum Assistance

$15,000 Up to $15,000 in assistance.

Education Requirements Info:

Applicants must attend the ABC’s of Homebuying. If the ABC’s of Homebuying is not available due to location of classes being offered or a conflict of time with closing, other educational programs may be substituted once approved by the Housing Finance Manager.

Eligible Property Types:

Single Family Detached Condo Townhome/PUD Manufactured Home

Income By Household Size:

HH1HH2HH3HH4HH5HH6HH7HH8 $99,610$113,840$128,070$142,300$153,684$165,068$176,452$187,836 *Income limits as of 06/01/2023

Qualifying Ratios:

Housing Ratio: Up To 30% Total DTI: —
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