Eastern Shawnee Tribe of Oklahoma (ESTO) Down Payment Assistance Program

Special Alert

Nationwide program is limited to eligible members of the Eastern Shawnee Tribe of Oklahoma.

Maximum Purchase Price

Inquire for Details

Contact Info:

https://www.estoo-nsn.gov/ 29 S Hwy 69A, Miami, OK 74354 918–542-2441


In the event of a default on the terms of the program (example: property does not remain owner-occupied, primary residence for 5 years), the assistance must repay the full amount of the assistance.

Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?

In the event of a default on the terms of the requirements the down payment assistance will be considered null and void and the member must repay the tribe the full amount of the assistance.

Accepted First Mortgage Type:

Freddie Mac, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HomeReady, HUD Section 184 (tribal)

Homeowners Education Class:

Not Required

Is Forgivable?


51 States Program is available Nationwide.

Income Limitations:

No No Income Limits.

Maximum Assistance

$10,000 Up to $10,000 in assistance.

Education Requirements Info:

Eligible Property Types:

Single Family Detached Condo

Income By Household Size:


Qualifying Ratios:

Determined by first mortgage product or lender.

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