Federal Home Loan Bank (FHLB) of Atlanta – Community Partners Product (CPP)

Special Alert

FHLB of Atlanta does not loan directly to consumers. Homebuyers must contact a member bank to participate in the program – http://corp.fhlbatl.com/find-member/.

Maximum Purchase Price

Inquire for Details

Contact Info:

http://www.fhlbatl.com/ 1475 Peachtree Street, N.E., Atlanta, GA 30309 4048888000


These funds cannot be used to pay MI premiums, MI rate reductions, or MI fees.

Credit Score Requirements

Based on 1st Mortgage Guidelines

Deferred Payments?


Accepted First Mortgage Type:

Freddie Mac, Fannie Mae, FHA 203(b), VA

Homeowners Education Class:


Is Forgivable?


557 Counties, 1 State, 39 Cities Program is available statewide in states within FHLBank Atlanta’s footprint. FHLBank of Atlanta has members in the following states: AL, FL, GA, MD, NC, SC, VA and DC

Income Limitations:

Yes (including household income) Income limits from FHLB 2023 80% AMI guidelines At the time of each application submission and at closing by the member to the Bank, the homebuyer or the homeowner’s households must have incomes at or below HUD 80% of the AMI, adjusted for family size (2023 income limits are in effect) Income Documentation Requirements: https://corp.fhlbatl.com/files/documents/ahp-income-documentation-requirement.pdf These funds are provided to member institutions, which in turn make them available for qualifying families with incomes at or below 80 percent of the county area median income or the state median family income, adjusted for family size as published by HUD, whichever is higher.

Maximum Assistance

$15,000 Provides up to $15,000 in funds for the purchase of a home by homebuyers employed in any of the following professions: currently employed or retired: law enforcement officers, educators, health care workers, firefighters, and other first-responders, Veteran or Surviving Spouse, and COVID- related Essential Workers. Essential Workers: Essential workers are those individuals in the 16 Critical Infrastructure Sectors, as defined by the federal Cybersecurity and Infrastructure Agency (CISA), unless otherwise addressed in a prior or future executive order pertaining to the existing declared public health and civil preparedness emergency. Examples can be found in the CISA Essential Critical Infrastructure Workers list. The Bank offers it’s AHP Homeownership Set-aside Program if funded, on a unit-by-unit, first-come, first-served basis; during the Bank’s annual offering cycle; continuing until the allocated funds are exhausted or December 15, whichever occurs first.

Education Requirements Info:

Homebuyers/homeowners must complete the Bank’s prescribed homebuyer counseling, debt management planning, and default prevention program Homebuyer education will vary based on member banks. Please discuss homebuyer education options with the selected member bank at time of application.

Eligible Property Types:

Not Applicable

Income By Household Size:


Qualifying Ratios:

Determined by first mortgage product or lender.
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