Land Home Financial Services (LHFS) Unity FHA & FHA MH 3.5% Grant

Special Alert

Maximum Purchase Price

Inquire for Details

Contact Info:



Credit Score Requirements

Minimum Credit Score: 640 Level 1: 680 + Level 2: 640-679

Deferred Payments?

Accepted First Mortgage Type:

FHA 203(b)

Homeowners Education Class:


Is Forgivable?


3062 Counties, 41 Cities Allowed nationwide except Washington State and unincorporated territories of the United States (see below): • Puerto Rico • US Virgin Islands • Guam • American Samoa • Swains Island

Income Limitations:

Yes, based on Qualifying (1003) Income Income limits from HUD 2022 160% AMI guidelines

Maximum Assistance

3.5% of Purchase Price 3.5% of Purchase Price (rounded up to nearest dollar) non-repayable grant.

Education Requirements Info:

At least one borrower must attend homebuyer education. It must be with a HUD-approved counseling agency or online by Fannie Mae HomeView™. https://apps.hud.gov/offices/hsg/sfh/hcc/hcs.cfm Completion Certificates are required (completed within the last year).

Eligible Property Types:

Single Family Detached Condo Manufactured Home

Income By Household Size:

HH1-8 $269,600 *Income limits as of 04/21/2023

Qualifying Ratios:

Per AUS.
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