Miami-Dade Housing Choice Voucher Homeownership Option Program

Special Alert

Maximum Purchase Price

Inquire for Details

Contact Info:

Municipality

Limitations

Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?

Accepted First Mortgage Type:

Freddie Mac, Freddie Mac HFA Advantage, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HFA Preferred, Fannie Mae HomeReady, FHA 203(b), VA, USDA / RD

Homeowners Education Class:

Required

Is Forgivable?

Location:

1 County: Miami-Dade Property to be in Miami-Dade County.

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from HUD 2022 50% AMI guidelines

Maximum Assistance

The Housing Authority will provide assistance payments based on the payment standard for the family’s voucher size allocation,

Education Requirements Info:

https://www.miamidade.gov/housing/library/guidelines/infill/homebuyer-counseling-services-agency-list.pdf

Eligible Property Types:

Single Family Detached Condo Townhome/PUD Twin Home

Income By Household Size:

Housing Ratio: Up To 35% Total DTI: Up To 45% Determined by first mortgage product or lender.

Qualifying Ratios:

Housing Ratio: Up To 35% Total DTI: Up To 45% Determined by first mortgage product or lender.

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