Pinellas County Housing Authority – Housing Choice Voucher (HCV) Homeownership Program

Special Alert

Please note: Program limited to eligible Housing Choice Voucher participants.

Maximum Purchase Price

Inquire for Details

Contact Info:

https://www.pinellashousing.com/ 11479 Ulmerton Road, Largo, FL 33778 727-443-7684

Limitations

Must be a participant of the HCV Program for a minimum of one year and in good standing. Must be currently Employed Full-Time for at least 1 year (Disabled & Elderly are excluded from this requirement). Disabled/Elderly Only: Monthly SSI Benefit. Minimum income of $14,500 annually (Disabled minimum income $10,092 annually). Buyer must be a first-time home buyer. VA Home Loan and Homeownership Program assistance cannot be combined. Fifteen (15) years of assistance for mortgages twenty (20) years or longer. Ten (10) years of assistance for mortgages less than twenty (20) years. No term of assistance for disabled or elderly as long as income eligible.

Credit Score Requirements

Based on 1st mortgage requirements.

Deferred Payments?

Accepted First Mortgage Type:

Freddie Mac, Freddie Mac HFA Advantage, Freddie Mac Home Possible, Fannie Mae, Fannie Mae HFA Preferred, Fannie Mae HomeReady, FHA 203(b), USDA / RD

Homeowners Education Class:

Required

Is Forgivable?

Location:

1 County: Pinellas Property to be in Pinellas County, FL

Income Limitations:

Yes, based on Compliance Income (including household income) Income limits from HUD 2022 50% AMI guidelines

Maximum Assistance

Allows first time homeowners to use their housing choice voucher subsidy assistance to help meet monthly homeowner expenses. The subsidy received will no longer make payments to a landlord but to a mortgage company.

Education Requirements Info:

https://hudgov-answers.force.com/housingcounseling/s/

Eligible Property Types:

Single Family Detached Condo Co-Op Townhome/PUD

Income By Household Size:

Determined by first mortgage product or lender.

Qualifying Ratios:

Determined by first mortgage product or lender.

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