Freddie Mac Multifamily Financing

Empower Your Multifamily Investment with Freddie Mac Financing

Custom-Tailored Loan Solutions for Diverse Multifamily Properties

660

Minimum Credit Score

Varies

Maximum Debt To Income

80%

Maximum Loan To Value

$100M

Maximum Loan Amount

With 1 Application,130 Mortgage Lenders Will Compete For Your Business

Unlock unparalleled opportunities with a single application. Dive into a competitive marketplace where 130 top-tier mortgage lenders vie to offer you the best terms, ensuring you get the deal you deserve. It’s not just about choice; it’s about empowering you with the best options available.

🔒Does not Affect Credit. No SSN until you’re ready.

Innovative Mortgage provides specialized financing for multifamily properties through the Freddie Mac Multifamily Loan program. As an industry leader in multifamily financing, Freddie Mac offers a range of options for investors and developers looking to purchase, refinance, or rehabilitate multifamily units.

Freddie Mac Multifamily Loan Offerings through Innovative Mortgage:

Securitization Program: Innovative Mortgage participates in Freddie Mac’s multifamily securitization, which allows for the pooling and sale of mortgages to investors, providing liquidity and stability in the multifamily loan market.
Loan Types and Terms: We offer both fixed and floating-rate mortgages, which can include interest-only periods and are typically amortized over 25-30 years. There are options for balloon payments at the end of the term or self-amortizing loans held in Freddie Mac’s portfolio.
Property Types Eligible: The program supports traditional, student housing, senior housing, and affordable housing properties, with loans potentially held in Freddie Mac’s portfolio or sold to bond investors.
Value-Add Loan Business: We offer value-add loans designed for modest property upgrades during the term of the loan, helping developers enhance property value through strategic improvements.
Small Balance Loan (SBL) Program: Aimed at small multifamily properties with loan amounts ranging from $1 million to $5 million, this program supports a segment of the housing market that includes many affordable options for low- to very low-income households.
2024 Multifamily Caps: Freddie Mac’s multifamily loan purchases are subject to annual caps, with $70 billion set for each enterprise for a total of $140 billion during the calendar year, ensuring significant market participation and support for multifamily investments.

Why Partner with Innovative Mortgage for Freddie Mac Multifamily Loans:

Expertise in Multifamily Market: Our team has the expertise to navigate the Freddie Mac Multifamily Loan program, aligning with your investment strategy and delivering optimal financing solutions.
Tailored Financing Solutions: Innovative Mortgage prides itself on crafting financing strategies that match the unique needs of each property and investment scenario.
Streamlined Application Process: We facilitate a smooth and efficient loan application process, leveraging our strong lender relationships and in-depth understanding of the Freddie Mac program.

Contact Innovative Mortgage for Your Multifamily Financing Needs:

Whether your goal is to purchase a new multifamily property or refinance an existing one, Innovative Mortgage is here to guide you through the Freddie Mac Multifamily Loan process with personalized service and expert advice.

Reach out to Innovative Mortgage today to explore your options for Freddie Mac Multifamily Property Financing. Our team is ready to help you secure the funding you need to make your multifamily investment a success.

Pros of Freddie Mac Multifamily Financing

Wide Range of Options

Freddie Mac provides an array of loan products for different types of multifamily properties.

Flexible Terms

Terms range from short-term to 30 years, with fixed or floating rates.

Non-Recourse Loans

Freddie Mac loans are non-recourse, adding a layer of protection for borrowers.

Cons of Freddie Mac Multifamily Financing

Rigorous Underwriting

Freddie Mac loans undergo a thorough underwriting process that may require comprehensive documentation.

Prepayment Penalty

These loans may come with a prepayment penalty if you decide to pay off early.

Key Issues That Will Get Early Attention

Review Eligibility

We'll help you understand the eligibility requirements and guide you through the application process.

Navigate Underwriting

We'll assist you through the underwriting process, ensuring all documentation is in order.

Understand Loan Terms

We'll ensure you fully understand the terms of your loan, including any prepayment penalties.

Discuss Investment Strategy

We'll help you align your loan choice with your larger investment strategy, ensuring this loan is the right fit.

We're Simply Better and Not Just on Price...

We Have More Lenders and More Loan Programs

Diverse Choices, Tailored for You: With a vast array of lenders and loan programs, we ensure a perfect fit for your unique financial needs.

Our Loyalty is To YOU not the lender

Your Interests, Our Priority: Our commitment is to you, not the lenders, ensuring unbiased and dedicated support throughout your mortgage journey.

Non QM, Convert to Cash and Flexible Funding Options Available

Flexible, Innovative Financing: Explore Non-QM loans, easy cash conversion options, and flexible funding solutions tailored for your financial freedom.

🔒No Credit Pull, No Obligation.

Compare For Yourself

Explore the difference that sets us apart in the financial world. See how our innovative services and unmatched benefits distinguish us from the competition, ensuring you make an informed choice.

Lightning Loans

Local Bank Branch

Big Name Online Lenders

Shops Hundreds of Lenders

Scans Thousands of Programs To Find You The Best Available

Is Loyal to Borrowers and Not Lenders

Has Multiple No Tax Return Mortgage Options

Can Show You Conventional and Non QM Options

Multiple 100% Financing Options for First Time Home Buyers

Can Do Hard Money, Bridge Financing and Other Unique Funding Types

🔒No Credit Pull, No Obligation.

You need a tenacious loan officer who has obsessively over-prepared and knows every single trick in the book to secure the ideal mortgage for your unique situation

And that is exactly what you'll find when working with me…

Read What Our Happy Clients Have to Say

Don't Wait, Secure Your Perfect Mortgage Today

"Andres is dependable, reliable and productive to the highest degree. His services will be required by our company in the future, and unequivocally we will be contracting him."

"A true example of a multitasking 24/7 powerhouse with no deal is too small attitude coupled with creative thinking and always open mind!!!"

"Lightning Loans made the mortgage process so easy and stress-free. Their team is knowledgeable and dedicated to providing tailored solutions for each client. I highly recommend them." -

1. Unparalleled Access to Mortgage Options With a Single Application

With a single application, we’ll comparison shop thousands of loan programs across hundreds of lenders.

This includes conventional loans at 130 different sources, FHA loans at 130 different sources, and even bank statement or no tax return options. If a mortgage product exists, we have access to it.

No more wondering if you’re getting the best deal – we’ll make sure of it.

2. Expert Guidance and Outstanding Communication

With over two decades of experience working with clients, I’ve developed a keen sense of what my clients need and when they need it.

It’s almost like having a psychic connection!

I pride myself on putting my clients first and providing outstanding communication throughout the entire mortgage process.

3. A Faster, Easier Path to Perfect Mortgage Loans For Your Specific Situation

Say goodbye to the headaches and hassles of traditional mortgage processes.

With Lightning Loans, you’ll enjoy a streamlined, efficient journey that gets you to your goals faster and with less stress.

You’ve got enough to worry about, let us put your mind at ease with regard to your mortgage financing.

We only request the things that are absolutely necessary

4. The Peace of Mind Knowing You've Made the Right Choice Because You've Seen ALL Your Options

When you work with Lightning Loans, you’re not just getting a mortgage –

You’re getting a partner who is committed to your success.

We’ll go above and beyond to ensure that you’ve made the best possible choice for your unique situation.

These might just seem like words on a page but one conversation with us and it will be abudantly clear to we walk our talk.

Experts at your service.

Meet the experts committed to providing you with exceptional financial solutions

Andres Garcia

Loan Officer

Dedicated, high energy real estate expert that is adept at working with investors and traditional borrowers.

Your Contact

Andrew Kashella

Senior Vice President

Mortgage Industry veteran responsible for thousands of loan originations and billions in closings.

Bryan P. Ehrlich

CEO/General Counsel

Founder, Juris Doctor and Lead Counsel for Innovative Mortgage Services.