Hotel/Motel Financing

Take Your Hospitality Business to the Next Level with Hotel/Motel Financing

Ideal for acquisitions, refinancing, renovations, or brand conversion

640

Minimum Credit Score

Varies

Maximum Debt To Income

75%

Maximum Loan To Value

$25M

Maximum Loan Amount

With 1 Application,130 Mortgage Lenders Will Compete For Your Business

Unlock unparalleled opportunities with a single application. Dive into a competitive marketplace where 130 top-tier mortgage lenders vie to offer you the best terms, ensuring you get the deal you deserve. It’s not just about choice; it’s about empowering you with the best options available.

🔒Does not Affect Credit. No SSN until you’re ready.

Hotel and Motel Financing with Innovative Mortgage:

Securing financing for a hotel or motel can be a complicated endeavor, given the unique nature of the hospitality industry. Innovative Mortgage recognizes the potential in these ventures and offers specialized loan products tailored to meet the needs of hotel and motel investors.

Customized Financing Solutions:

Competitive Loan Programs: Whether you’re looking to purchase, refinance, or renovate a hotel or motel, we offer a range of loan programs with competitive terms designed to fit various investment strategies.
Flexible Terms and Amortization: Understanding the cash flow patterns of hospitality businesses, we provide loans with terms and amortization schedules that align with your property’s operational needs.
Industry Expertise: Innovative Mortgage brings a depth of knowledge to the table when it comes to the hospitality sector, ensuring that we understand the nuances of your business and can provide expert advice.

A Focus on Your Success:

Our goal is to support your vision of owning or improving a hotel or motel. With options for alternative documentation and an emphasis on the property’s income-generating potential, we’re committed to finding a financing path that makes sense for you.

Guidance Every Step of the Way:

From initial inquiry to closing, Innovative Mortgage is here to guide you through the hotel and motel financing process. We work closely with you to understand your objectives and offer customized solutions that pave the way for your success in the hospitality industry.

Get in Touch for Hospitality Financing Expertise:

Whether you’re new to hotel and motel investment or a seasoned owner looking to expand, Innovative Mortgage is ready to assist you with tailored financing options. Reach out to us today to explore how we can help turn your hospitality dreams into a reality with the right financing approach.

Contact Innovative Mortgage for a consultation and let’s partner together to achieve your hotel or motel financing goals.

Benefits of Hotel/Motel Financing

Flexible Use of Funds

Use funds for acquisitions, refinancing, renovations, or brand conversion.

Competitive Rates

Access to some of the most competitive rates in the industry.

Variety of Loan Programs

From SBA loans to conventional and bridge loans, we offer a variety of loan programs to fit your needs.

Considerations for Hotel/Motel Financing

Specialized Industry

Because of the specific nature of the industry, some restrictions may apply.

Economic Sensitivity

Hotels/Motels can be more sensitive to economic cycles, which lenders take into account.

Key Issues That Will Get Early Attention

Understanding the Industry

We will help you navigate the specific requirements of the hotel/motel industry.

Managing Economic Fluctuations

Our team can assist in creating a strategy to manage economic sensitivity.

Evaluating Your Options

We will help you evaluate the best loan program for your specific needs.

Securing Your Financing

Our goal is to expedite the underwriting process and secure the best financing for you.

We're Simply Better and Not Just on Price...

We Have More Lenders and More Loan Programs

Diverse Choices, Tailored for You: With a vast array of lenders and loan programs, we ensure a perfect fit for your unique financial needs.

Our Loyalty is To YOU not the lender

Your Interests, Our Priority: Our commitment is to you, not the lenders, ensuring unbiased and dedicated support throughout your mortgage journey.

Non QM, Convert to Cash and Flexible Funding Options Available

Flexible, Innovative Financing: Explore Non-QM loans, easy cash conversion options, and flexible funding solutions tailored for your financial freedom.

🔒No Credit Pull, No Obligation.

Compare For Yourself

Explore the difference that sets us apart in the financial world. See how our innovative services and unmatched benefits distinguish us from the competition, ensuring you make an informed choice.

Lightning Loans

Local Bank Branch

Big Name Online Lenders

Shops Hundreds of Lenders

Scans Thousands of Programs To Find You The Best Available

Is Loyal to Borrowers and Not Lenders

Has Multiple No Tax Return Mortgage Options

Can Show You Conventional and Non QM Options

Multiple 100% Financing Options for First Time Home Buyers

Can Do Hard Money, Bridge Financing and Other Unique Funding Types

🔒No Credit Pull, No Obligation.

You need a tenacious loan officer who has obsessively over-prepared and knows every single trick in the book to secure the ideal mortgage for your unique situation

And that is exactly what you'll find when working with me…

Read What Our Happy Clients Have to Say

Don't Wait, Secure Your Perfect Mortgage Today

"Andres is dependable, reliable and productive to the highest degree. His services will be required by our company in the future, and unequivocally we will be contracting him."

"A true example of a multitasking 24/7 powerhouse with no deal is too small attitude coupled with creative thinking and always open mind!!!"

"Lightning Loans made the mortgage process so easy and stress-free. Their team is knowledgeable and dedicated to providing tailored solutions for each client. I highly recommend them." -

1. Unparalleled Access to Mortgage Options With a Single Application

With a single application, we’ll comparison shop thousands of loan programs across hundreds of lenders.

This includes conventional loans at 130 different sources, FHA loans at 130 different sources, and even bank statement or no tax return options. If a mortgage product exists, we have access to it.

No more wondering if you’re getting the best deal – we’ll make sure of it.

2. Expert Guidance and Outstanding Communication

With over two decades of experience working with clients, I’ve developed a keen sense of what my clients need and when they need it.

It’s almost like having a psychic connection!

I pride myself on putting my clients first and providing outstanding communication throughout the entire mortgage process.

3. A Faster, Easier Path to Perfect Mortgage Loans For Your Specific Situation

Say goodbye to the headaches and hassles of traditional mortgage processes.

With Lightning Loans, you’ll enjoy a streamlined, efficient journey that gets you to your goals faster and with less stress.

You’ve got enough to worry about, let us put your mind at ease with regard to your mortgage financing.

We only request the things that are absolutely necessary

4. The Peace of Mind Knowing You've Made the Right Choice Because You've Seen ALL Your Options

When you work with Lightning Loans, you’re not just getting a mortgage –

You’re getting a partner who is committed to your success.

We’ll go above and beyond to ensure that you’ve made the best possible choice for your unique situation.

These might just seem like words on a page but one conversation with us and it will be abudantly clear to we walk our talk.

Experts at your service.

Meet the experts committed to providing you with exceptional financial solutions

Andres Garcia

Loan Officer

Dedicated, high energy real estate expert that is adept at working with investors and traditional borrowers.

Your Contact

Andrew Kashella

Senior Vice President

Mortgage Industry veteran responsible for thousands of loan originations and billions in closings.

Bryan P. Ehrlich

CEO/General Counsel

Founder, Juris Doctor and Lead Counsel for Innovative Mortgage Services.