P&L Only Loan

Secure Your Dream Home with a P&L Only Loan

Empowering Self-Employed Professionals with Streamlined Mortgage Solutions

Minimum Credit Score


Maximum Debt To Income


Maximum Loan To Value


Maximum Loan Amount

Pros of P&L Only Loans


Simplified Documentation

No need to collect extensive financial documents. Your Profit and Loss statement is what matters.

Friendly for Business Owners

Tailored to the needs of business owners and self-employed professionals.

Quick and Efficient

Our P&L Only Loan process is quick and efficient, helping you close in record time.

Cons of P&L Only Loans


Higher Cost

Compared to conventional loans, P&L Only Loans may have slightly higher costs.

Potential Prepayment Penalty

Although fully disclosed and optional, opting out of a prepayment penalty may slightly increase the cost.

Key Issues That Will Get Early Attention

Determine Eligibility
Let's review your Profit and Loss statement to verify your eligibility for a P&L Only Loan.
Understand Income Calculation
We'll explain how we calculate your income based on your Profit and Loss statement.
Prepare Necessary Documentation
We'll guide you through gathering the necessary documentation for a smooth application process.
Explore Your Options
Let's look at all your loan options to find the one that fits best with your financial situation.

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