Andres Garcia
Loan Officer
NMLS: 2246130
813-847-4199

Small Balance Commercial Loans – Freddie Mac

Grow Your Portfolio with Freddie Mac Small Balance Commercial Loans

Navigating Small Balance Commercial Real Estate with Ease
640

Minimum Credit Score

Varies

Maximum Debt To Income

80.00%

Maximum Loan To Value

$7.5M

Maximum Loan Amount

Pros of Small Balance Commercial Loans

1

Streamlined Process

Freddie Mac's small balance loans come with a streamlined process, making it easier for you to get funding.
2

Competitive Rates

Benefit from Freddie Mac's competitive rates, often lower than traditional banks.
3

Non-Recourse Loans

These loans are often non-recourse, limiting your personal liability.

Cons of Small Balance Commercial Loans

1

Prepayment Penalties

These loans may come with prepayment penalties, though they are often declining.
2

Regulatory Requirements

As with any government-backed loan, there are strict regulatory requirements to adhere to.

Key Issues That Will Get Early Attention

1
Navigating the Application Process
We'll guide you through the application process to ensure you have the best chance of success.
2
Understanding the Regulatory Landscape
Our experts will help you navigate Freddie Mac's regulations to ensure compliance.
3
Optimizing Your Loan Structure
We'll help you structure your loan to mitigate any potential prepayment penalties.
4
Maximizing Your Investment
With our support, you can rest assured you're making the most of your commercial real estate investment.